Affinity Mortgage: We are Home Purchase Experts Does a great home purchase process exist? It sure does. Welcome to it.
Our wonderful processing team has experience closing loans from coast to coast. And we excell at meeting short deadlines. Our loan process makes it easy for everyone involved. Find out what we can do for you by submitting the form, below.
Some of our popular Purchase programs: VA: The VA’s purchase loan program allows eligible borrowers to purchase a home with as little as a 0% down-payment. This program also features forgiving underwriting guidelines that allow borrowers with higher debt-to-income ratios and/or lower credit scores to still purchase the home of their dreams. Like all of our loan programs, our VA loans feature a super low rate.
FHA: This program is popular with first-time home buyers as it allows for eligible borrowers to purchase a home with as little as a 3.5% down payment and it generally has less restrictive underwriting requirements. The FHA even allows for you to use “gift” funds from a family member for your down-payment.
Conventional: The most popular loan option for most borrowers, our Conventional loans have a down-payment requirement as low as 5%. We have no PMI options for borrowers doing a less-than 20% down-paymnet. And our Jumbo and Super Jumbo loans allow for larger loan amounts with some of the lowest rates available.
Start your home purchase today, or get pre-approved, by submitting the form, below.
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Home Refinance
Home Purchase
Home Equity
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