Affinity Mortgage: We are Home Purchase Experts
Does a great home purchase process exist? It sure does. Welcome to it.

Super low rates? Yep. Low closing costs? Of course. A process that makes it easy for everyone involved? Absolutely. Find out what we can do for you by submitting the form, below.

Some of our popular Purchase programs:
VA: Possibly the best purchase loan in existence, the VA’s purchase loan program allows eligible borrowers to purchase a home with as little as a 0% down-payment. This program also features forgiving underwriting guidelines that allow borrowers with higher debt-to-income ratios and/or lower credit scores to still purchase the home of their dreams. Like all of our loan programs, our VA loans feature a super low rate.

FHA: This program is popular with first-time home buyers as it allows for eligible borrowers to purchase a home with as little as a 3.5% down payment (the lowest down payment available outside the VA Loan) and it generally has less restrictive underwriting requirements. The FHA even allows for you to use “gift” funds from a family member for your down-payment.

Conventional: Conventional loans have historically required a 20% down-payment, but not any more. Our portfolio allows borrowers to buy their primary home using a Conventional loan with only a 5% down-payment. No PMI options? Check. Super low rates? Of course. FAST closings? Absolutely.

Start your home purachase today, or get pre-approved, by submitting the form, below.

Select Loan Type
Home Refinance
Home Refinance
Home Purchase
Home Purchase
Home Equity
Home Equity
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Kindly provide your date of birth so our mortgage brokers can verify your identity when they contact you. Thank you for your cooperation.

By providing your SSN, our brokers will know you're sincere about obtaining a loan. You will get better rates & terms, and your credit will never be affected.

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Select Property Type
Single Family
Single Family
Multi Family
Multi Family
Condominium
Condominium
Townhouse
Townhouse
Manufactured Home
Manufactured Home
What Is The Property Use
Primary Residence
Primary Residence
Vacation Home
Vacation Home
Investment
Investment
How Is Your Credit?
Excellent
Excellent
Very Good
Very Good
Good
Good
Fair
Fair
Poor
Poor
Have You Already Found A Home
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Estimated Purchase Price
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Down Payment
0% VA/USDA
0% VA/USDA
3% Conv.
3% Conv.
3.5% FHA
3.5% FHA
5%
5%

10%
10%
20%
20%
Military Service?
Yes
Yes
No
No
You Expect To Buy Within?
30-45 Days
30-45 Days
2-3 Months
2-3 Months
6 Months
6 Months
Longer
Longer
Tell Us About Your Needs
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Tell Us About Your Needs
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Tell Us About Yourself
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Tell Us About Yourself
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Property Zip
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Contact Information
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