Affinity Mortgage: We are Home Purchase Experts Does a great home purchase process exist? It sure does. Welcome to it.
Super low rates? Yep. Low closing costs? Of course. A process that makes it easy for everyone involved? Absolutely. Find out what we can do for you by submitting the form, below.
Some of our popular Purchase programs: VA: Possibly the best purchase loan in existence, the VA’s purchase loan program allows eligible borrowers to purchase a home with as little as a 0% down-payment. This program also features forgiving underwriting guidelines that allow borrowers with higher debt-to-income ratios and/or lower credit scores to still purchase the home of their dreams. Like all of our loan programs, our VA loans feature a super low rate.
FHA: This program is popular with first-time home buyers as it allows for eligible borrowers to purchase a home with as little as a 3.5% down payment (the lowest down payment available outside the VA Loan) and it generally has less restrictive underwriting requirements. The FHA even allows for you to use “gift” funds from a family member for your down-payment.
Conventional: Conventional loans have historically required a 20% down-payment, but not any more. Our portfolio allows borrowers to buy their primary home using a Conventional loan with only a 5% down-payment. No PMI options? Check. Super low rates? Of course. FAST closings? Absolutely.
Start your home purchase today, or get pre-approved, by submitting the form, below.
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Home Refinance
Home Purchase
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